1. Acceptance of Terms and Conditions

These Terms of Service ("Terms," "Agreement") constitute a legally binding agreement between you ("User," "you," "your") and Zaitsev Holding Group, LLC, a Wyoming limited liability company ("Company," "we," "us," "our"), governing your access to and use of the website located at zaitsev.co (the "Website"), including any content, functionality, and services offered on or through the Website.

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any provision of these Terms, you are prohibited from using or accessing this Website and must immediately discontinue all use thereof.

These Terms apply to all visitors, users, and others who access or use the Website, whether as a guest or a registered user. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

2. Modifications to Terms of Service

We reserve the right, in our sole discretion, to modify, amend, or replace these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting on this Website. It is your responsibility to review these Terms periodically for updates or changes.

If we make material changes to these Terms, we will provide notice by posting a notice on the Website or by sending you an email to the address associated with your account, if applicable. What constitutes a "material change" will be determined at our sole discretion.

Your continued use of the Website following the posting of revised Terms constitutes your acceptance of such changes. If you do not agree to the new Terms, you must stop using the Website immediately.

3. Description of Services and Website Use

The Website provides information about Zaitsev Holding Group, LLC, our investment philosophy, portfolio companies, and related business activities. The Website is provided for informational and promotional purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, investment product, or investment strategy.

You agree to use the Website only for lawful purposes and in accordance with these Terms. You specifically agree not to use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To use any robot, spider, or other automatic device, process, or means to access the Website for any purpose
• To introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
• To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website

4. Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Zaitsev Holding Group, LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your Web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use

You must not:

• Modify copies of any materials from this Website
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Website
• Access or use for any commercial purposes any part of the Website or any services or materials available through the Website

If you wish to make any use of material on the Website other than that set out in this section, please address your request to our contact information provided on the Website.

5. Trademarks and Service Marks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Zaitsev Holding Group, LLC or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

6. Investment Disclaimer and Risk Disclosure

NOT INVESTMENT ADVICE: The information provided on this Website does not constitute investment advice, financial advice, trading advice, or any other sort of advice, and you should not treat any of the Website's content as such. Zaitsev Holding Group, LLC does not recommend that any investment decision be made based on information on this Website.

We are not registered as a securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority (FINRA), or any state securities regulatory authority. We are neither licensed nor qualified to provide investment advice.

PAST PERFORMANCE: Any references to past performance, whether direct or implied, are not and should not be construed as a reliable indicator of future results. Past performance does not guarantee future performance. All investments involve risk, including the possible loss of principal invested. There can be no assurance that any investment strategy will be successful or that any investment objectives will be achieved.

DO YOUR OWN RESEARCH: Before making any investment decision, you should conduct your own research and due diligence and obtain professional advice. Investment decisions should be based on your own goals, financial situation, risk tolerance, and investment objectives. You should consult with a licensed financial advisor, accountant, and/or attorney before making any investment decisions.

RISK OF LOSS: Investing in securities involves substantial risk of loss. You should be prepared to bear the economic risk of your investment and the potential loss of your entire investment. The value of investments may fluctuate and can result in loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance.

7. No Offer or Solicitation

Nothing on this Website constitutes an offer to sell, or a solicitation of an offer to buy, any securities, investment products, or services in any jurisdiction. Any such offer or solicitation will be made only through definitive offering documents, which will contain important information about risks, fees, and expenses.

The information on this Website is not directed to any person in any jurisdiction where the publication or availability of such information is prohibited by law or regulation, or which would subject the Company to any registration or licensing requirement within such jurisdiction.

No securities commission or similar regulatory authority has reviewed or passed upon the accuracy or adequacy of the information on this Website. Any representation to the contrary is unlawful.

8. Forward-Looking Statements

This Website may contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements include statements regarding future events, conditions, or results and are based on current expectations, estimates, projections, opinions, and beliefs. These statements are not guarantees of future performance and involve risks, uncertainties, and assumptions that are difficult to predict.

Actual results may differ materially from those expressed or implied in forward-looking statements due to various factors, including but not limited to: changes in economic conditions, market volatility, changes in laws and regulations, competitive pressures, technological changes, and other risks and uncertainties.

Forward-looking statements speak only as of the date they are made, and we undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law.

9. Third-Party Links and Content

The Website may contain links to third-party websites, applications, or resources ("Third-Party Links"). These Third-Party Links are provided for your convenience only and do not signify our endorsement of such websites, applications, or resources or the content, products, or services available from such websites, applications, or resources.

We have no control over the contents of those websites, applications, or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any Third-Party Links, you do so entirely at your own risk and subject to the terms and conditions of use and privacy policies for such websites, applications, or resources.

10. Disclaimer of Warranties

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

11. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

12. Indemnification

You agree to defend, indemnify, and hold harmless Zaitsev Holding Group, LLC, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Website, including but not limited to your User Content
• Your violation of any law or the rights of a third party
• Any other party's access and use of the Website with your unique username, password, or other appropriate security code

13. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or related to these Terms, their subject matter, or their formation (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the internal laws of the State of Wyoming without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Wyoming, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

14. Arbitration Agreement and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Website (collectively, "Disputes") will be settled by binding arbitration, except that each party retains the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

YOU AGREE THAT YOU AND THE COMPANY ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.

Unless you and the Company otherwise agree in writing, any arbitration will be conducted only on an individual basis and not in a class, collective, consolidated, or representative proceeding. However, you and the Company each retain the right to bring an individual action in small claims court and the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

15. Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

16. Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

17. Entire Agreement

These Terms, our Privacy Policy, and our Disclaimer constitute the sole and entire agreement between you and Zaitsev Holding Group, LLC regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

18. Contact Information

All notices, requests, demands, and determinations for the Company under these Terms (other than routine communications) shall be sent to:

Zaitsev Holding Group, LLC
State of Wyoming, United States
Via our contact page

19. Additional Terms for Specific Services

Certain features of or access to the Website may be subject to additional terms and conditions, which will be made available to you in connection with your use of such features. All such additional terms and conditions are hereby incorporated by reference into these Terms.

20. Your Comments and Concerns

All feedback, comments, requests for technical support, and other communications relating to the Website should be directed to our contact information provided on the Website.